How Do I Insure My Armored Car?

Armored vehicles are designed for safety and protection, which makes them more expensive than regular cars. The process of adding armor involves considerable costs for materials, skilled workmanship, and specialized knowledge. Furthermore, these vehicles often come with extra features like stronger suspensions, tires that won't go flat, and advanced communication systems, all of which increase their overall value.

When you're looking to get insurance for an armored vehicle, it's important to give your insurance company detailed information about how much the vehicle is worth. This means you should include not just the basic price of the vehicle itself but also the cost of the armor and any additional features added to it. Being clear about the vehicle's value helps ensure you have enough insurance coverage in case of damage or theft.

Keep in mind that not every insurance company provides policies for armored vehicles. Because these vehicles are different and can lead to bigger claims, some insurers may be reluctant to cover them. It’s essential to do your research and find an insurance company that specializes in armored vehicles and understands their unique needs and risks.